The epicenter of the 1918 San Fermín earthquake was located in the Mona Passage off the northwestern coast of the island. The strongest ground shaking has been estimated at intensity IX on the Mercalli intensity scale. The resulting tsunami affected primarily the west coast towns of the island.
Damage
Numerous structures in the west coast suffered irreparable damage. Factories and production facilities were virtually destroyed, while bridges and roads were severely damaged. The earthquake caused several mudslides in areas where the intensity exceeded Level VII, but none caused numerous deaths. Also, the river currents were affected, which, in many cases affected the foundations of many bridges, resulting in their collapse. Telegraph cables under the ocean were damaged, cutting off the island from outside communication for a time. The reported casualties of the earthquake have been estimated somewhere between 76 and 116 deaths. Approximately 40 of these deaths were caused by the tsunami which swept shore communities. Damage to property was estimated to be between $4 and 29 million. In Mayagüez, the largest city affected, 700 masonry buildings were damaged and 1,000 wooden houses, so many people were homeless. Major buildings like the church, post office and hall were severely damaged. With fear because of the aftershocks, many people camped out in the hills for weeks.
Tsunami
As a result of the earthquake, a tsunami lashed the west coast of the island, probably 4–7 minutes after the main shock. The highest waves were estimated at in Point Agujereada, at Point Borinquen, and at Point Jiguero. Several coastal villages were destroyed and it has been estimated that 40 people were drowned as a direct result of the tsunami.
Aftershocks
Several aftershocks were reported immediately after the main earthquake. On October 24 and November 12, two strong aftershocks were reported on the island. However, no damage was reported as a result.
The response from the United States was to exempt the municipalities most affected from paying taxes for a short period immediately following the quake: those municipalities were Mayagüez, Aguada, Aguadilla, Añasco and Isabela. The U.S. appropriated funds for the repair of municipal buildings of the most affected municipalities.