There were six participating teams in the Santam Bank Trophy Division A. These teams were split into two sections of three teams each. Teams played the teams in their own section once over the course of the season and teams in the other section twice, once at home and once away. Teams received two points for a win and one points for a draw. The top team qualified for the Division A section finals, played at the home venue of the higher-placed team, as well as the Division A finals.
The top two teams from Division A and the top two teams from Division B qualified to the Trophy finals:
Semi-Finals
Final
Promotion/Relegation Play-Offs
Promotion Play-Offs
In the promotion play-offs, beat on aggregate and won promotion to the Currie Cup Division B. were initially relegated to the Division A, but due to the Currie Cup Division A's subsequent expansion to 8 teams, they retained their place.
Relegation Play-Offs
In the relegation play-offs, conceded the second leg to, who won promotion to the Division A. were initially relegated to Division B, but due to the Currie Cup Division A's expansion to 8 teams, they retained their place.