Loxley was born in Wakefield, England, on December 20, 1720. He was the son of Benjamin Loxley and his wife Elizabeth. Loxley immigrated to America when he was fourteen years old and settled in Pennsylvania. He lived with his maternal uncle on a farm near Darby, Pennsylvania, as a farm hand for two years. His uncle then indentured him to W. Joseph Watkins to learn the carpenter's and cabinet making trades. Loxley was free of his commitments to Watkins in 1742 when he was 22 years old. He married Watkins' sister Jane at that time. He had a set of carpenter's tools and some books on architecture and went about to find work. He soon found several well paid jobs. After Loxley's first wife Jane died on September 22, 1760, he remarried—on September 1, 1761—to Catherine Cox, the eldest daughter of John and Mary Cox of Upper Freehold, New Jersey. Loxley then became a partner with carpenter William Henderson. He was successful in his investments and that—with an inheritance—made him a wealthy man.
Mid life
Loxley became a leader of the Carpenters' Company of Philadelphia with Joseph Fox, Robert Smith, and Thomas Nevell. With these three he purchased for the Carpenters' Company the lot on Chestnut Street in 1768 where Carpenters' Hall was eventually built. Loxley volunteered much for the new American movement among the building trades. He organized the first artillery company of Philadelphia in 1755 and taught the use of cannons and small arms. He was a Captain in the American patriot army under Colonel Samuel Mifflin. In July 1776, Loxley took his company in boats down the Delaware River to an engagement with British gunboats at the Battle of Red Bank. He also marched them to Amboy, New Jersey, on July 21, 1776, to prevent the British army from crossing from Staten Island.
Kite experiment
Loxley was a friend of Benjamin Franklin and helped make many of his electrostatic machines. He assisted Franklin in his electrical experiments. Loxley provided his house key that Franklin used to get lightning from flying a kite in the clouds. The kite experiment became known as a variant of the "Philadelphia Experiment" of 1752.
Loxley and his wife Catherine, whom he married in 1761, had a total of twelve children, five of which lived to adulthood. He died on October 10, 1801, in Darby, Pennsylvania at the age of 80 and is interred at Mount Moriah Cemetery in Philadelphia. He lived at 177 South Second Street in Philadelphia.
