Certificate in Mortgage Advice and Practice


The Certificate in Mortgage Advice and Practice is a QCF Level 3 UK-specific qualification for mortgage advisers offered by The London Institute of Banking & Finance. It meets the standards required by the Financial Conduct Authority to practice as a 'licensed' adviser – 80% of UK advisers holding the qualification.

CeMAP qualification process

The qualification comprises seven mandatory units that are studied and assessed in three modules as follows:
Module 1
CeMAP Module 1 Exam:
The CeMAP Module 1 exam consists of 100 multiple choice questions in total. The first 50 questions are based on Unit 1 and the remaining 50 questions are based on Unit 2. Students must achieve a score of 70% or more to pass this unit. The test is currently conducted at the Pearson VUE test centres in the United Kingdom.
Module 2
CeMAP Module 2 Exam:
The CeMAP Module 2 exam consists of 100 multiple choice questions in total that are divided into categories. 25 questions will be based on Unit 3, 25 questions for unit 4, 25 questions for unit 5 and 25 questions for unit 6. Students must achieve a score of 68% or more in each category to pass this exam. The test is currently conducted at the Pearson VUE test centres in the United Kingdom.
Module 3
CeMAP 3 Exam:
The CeMAP Module 3 exam consists of 60 multiple choice questions in total. The student will be presented with 6 scenarios and will be asked 10 questions for each scenario. Students must achieve a score of 70% or more to pass this unit. The test is currently conducted at the Pearson VUE test centres in the United Kingdom.

Higher level qualifications

The London Institute of Banking & Finance offers CeMAP holders a higher level and existing mortgage advisers certificates in .