Utter was born in 1842 near Niagara Falls, New York and grew up in Illinois, then traveled west in search of his fortune, becoming a trapper, guide, and prospector in Colorado in the 1860s. He met & married 15 year old Matilda "Tily" Nash on September 30, 1866 in her parents’ home in Empire, Clear Creek, Colorado Territory. Their marriage record lists Empire as his place of residence at the time of their marriage and by the 1870 Federal Census shows they had settled in nearby Georgetown, Colorado Territory.
Career
In early 1876, Utter and his brother Steve took a 30-wagon train of prospectors, gamblers, prostitutes, and assorted hopefuls from Georgetown, Colorado, to the burgeoning town of Deadwood in the Black Hills of the Dakota Territory, where the recent discovery of gold had sparked a gold rush. Like many wagon trains, the wagons were Schuttler wagons which were notable for "gaudy paint jobs". In Cheyenne, Wyoming, famed gunman "Wild Bill" Hickok became partners with Utter in the train; Calamity Jane joined in Fort Laramie. The wagon train arrived in Deadwood in July 1876, and Utter began a lucrative pony express delivery service to Cheyenne, charging 25 cents to deliver a letter and often carrying as many as 2,000 letters per 48-hour trip.
"Wild Bill" Hickok
Utter had been a close friend of Hickok's for some time previously, constantly watching to ensure that Hickok's weaknesses of alcohol and gambling would not bring Hickok to a bad end. Unfortunately, Utter was not present on August 2, 1876, when Jack McCall fatally shot Hickok in the back of the head as Hickok played poker in a Deadwood saloon. Utter later claimed the body and placed a notice in the local newspaper, the Black Hills Pioneer, which read: Attendance at the funeral was heavy, and Utter had Hickok buried with a wooden grave marker which read: Utter left for Colorado but returned in 1879 to have Hickok re-interred, at Calamity Jane's urging, in a ten-foot-square plot at the Mount Moriah Cemetery, surrounded by a cast iron fence and with an American flag in the ground. In February 1879, Utter purchased the Eaves Saloon in Gayville, South Dakota but ran into a string of bad luck. He was found guilty of selling liquor without a license, then of maintaining a nuisance dance hall in the nearby town of Lead. He returned to Deadwood in time for the September 26, 1879 fire which devastated Deadwood, destroying more than three hundred buildings and consuming the belongings of many inhabitants.
After Deadwood
Following the destructive fire, Deadwood ceased to be a frontier town where fortunes could be built from nothing, and the newly impoverished left to try their luck in other gold rushes. Utter followed, first to Leadville, Colorado in February 1880; then Durango, Colorado showing separated or divorced from his wife ; then Socorro, New Mexico, where he opened a saloon and was reported to have a relationship with faro dealer Minnie Fowler. Utter's biographer, Agnes Wright Spring, traced him to Panama in the early 1900s. Now losing his eyesight, he owned drugstores in Panama City and Colón. According to ship manifests, Utter made several trips back and forth between the United States and Panama in 1888, 1891, 1905, 1910, 1912 each listing his occupation as a "druggist". He finally returned to Panama in 1913. His gravestone is in Cementario Amador, Calle B, Santa Ana, Panama listed as Charles H. Utter having died on 3 July 1915. There is an Emma B. Utter wife of Charles H. Utter buried nearby in the same cemetery who died in 1894.
Personality
Utter cut a notable figure; he was 5'6", and was reported as being extremely meticulous in his appearance, highly unusual for that place and time. He had long, flowing black hair and a mustache, perfectly groomed, wore hand-tailored fringed buckskins, fine linen shirts, beaded moccasins, and a large silver belt buckle, and carried a pair of gold, silver, and pearl ornamented pistols. He would allow nobody into his tent, even Hickok, on pain of being shot; in his tent he slept under the highest quality blankets, imported from California, and carried with him mirrors, combs, razors, and whisk brooms. Most unusual of all, he was well known for his "bizarre habit" of bathing daily.
Utter is portrayed by Dayton Callie in the HBO television series Deadwood and . Contrary to the meticulous historical Utter, the character is portrayed as rough-mannered and often unkempt in his appearance. The film, set in 1889, shows the character still living in Deadwood, although the historical Charlie Utter had moved back to Colorado in 1880. The film also shows Utter being murdered in 1889 by henchmen sent by George Hearst, after Utter refused to sell his land to Hearst.