Chipley is located at. The city is located in the Florida Panhandle along Interstate 10 and U.S. Route 90. U.S. Route 90 runs through the downtown area from west to east as Jackson Avenue, and leads east 10 mi to Cottondale and west 9 mi to Bonifay. Interstate 10 runs from west to east south of the city, with access from exit 120. I-10 leads east 86 mi to Tallahassee, the state capital, and west 116 mi to Pensacola. FL-77 is the main north-south route through the city, and leads north 12 mi to Graceville and south 47 mi to Panama City. According to the United States Census Bureau, the city has an area of, all land.
Demographics
As of the census of 2010, there were 3,605 people, 1,442 households, and 908 families residing in the city. The population density was 872.5 inhabitants per square mile. There were 1,694 housing units at an average density of 411.5 per square mile. The racial makeup of the city was 68.24% White, 26.85% African American, 0.80% Native American, 1.14% Asian, 0.08% Pacific Islander, 0.47% from other races, and 2.41% from two or more races. Hispanic or Latino of any race were 2.94% of the population. There were 1,442 households, out of which 28.4% had children under the age of 18 living with them, 40.2% were married couplesliving together, 19.3% had a female householder with no husband present, and 37.0% were non-families. Of all households 33.2% were made up of individuals, and 18.0% had someone living alone who was 65 years of age or older. The average household size was 2.33 and the average family size was 2.97. In the city, the population was spread out, with 27.15% under the age of 18, 7.2% from 18 to 24, 24.5% from 25 to 44, 21.4% from 45 to 64, and 15.09% who were 65 years of age or older. The median age was 39 years. For every 100 females, there were 82.9 males. For every 100 females age 18 and over, there were 77.4 males. The median income for a household in the city was $21,686, and the median income for a family was $28,792. Males had a median income of $23,715 versus $19,662 for females. The per capita income for the city was $12,842. About 25.1% of families and 27.7% of the population were below the poverty line, including 42.4% of those under age 18 and 22.3% of those age 65 or over.