ICICI Home Finance Company ICICI Home Finance Company is an Indian public limited housing finance company , headquartered in Mumbai with branches in major cities across India . The company operates as a wholly owned subsidiary of ICICI Bank and is registered with the regulation authority of India - National Housing Bank . It provides home and commercial loans , loan against property, gold loans and accepts fixed deposits .History The company was incorporated in 1999 , under the Companies Act, 1956 as a wholly owned subsidiary of ICICI Bank. It was created by ICICI Bank to focus as a separate entity dedicated to provide housing finance. ICICI HFC is registered with National Housing Bank. The company operates all over the country and it has offices in all major cities across India.ICRA , FAAA by CRISIL and AAA rating from CARE .Awards 2019: ‘Mortgage and Home Loan Product of the Year – India’ from Asian Banking & Finance 2018: Silver Award in the ‘Home Loan Provider of the Year 2018’ category from the Outlook Money Awards.Product and services 2019 , the company has disclosed that it has disbursed over $162.91 million in housing loans in the country. It offers home loans , loan against property, fixed deposit , gold loan, property search - residential & commercial, construction finance and insurance .Branch network The company started with six branches in 2017 and as of 2019, it has over 140 branches in India.
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