Howard was born in Chester, Pennsylvania, and enlisted in the United States Naval Reserve on 22 June 1935. In June 1937 he reported to the Naval Academy; he resigned on February 7, 1939. After the completion of training from 1940-1941 at the Naval Reserve Midshipman's School, Howard was appointed Ensign on 28 February 1941. On March 7, 1941, Howard graduated from the third class at the Advanced Mine School, later renamed the Mine Disposal School at the Naval Gun Factory. Howard was among the select members of that class that were sent to England to observe and gain experience with Royal Navy and Royal Engineers in mine disarming and disposal. He was assigned to the Royal Navy shore establishment, H.M.S. Mirtle, in an abandoned quarry designated a Mine Investigation Range where enemy mines and other ordinance were brought to be examined in detail.
Naval mine accident
A German, moored, magnetic influence mine, TMA-1 came ashore Corton sands at Garton, England and Lcdr. Roy Berryman Edwards,RN, DSO, BEM took the assignment to disarm the mine. Howard was to observe the operation. Edwards requested permission from the Admiralty in London to go ahead as he had successfully disarmed a similar mine earlier but was told to await an officer with current intelligence on German mines. Edwards called again asking permission as he felt fully qualified and, on 11 June proceeded with Howard observing. Observers on the cliff, a safe distance, observed Edwards removing the mechanism plate with Howard close by. The mine detonated with the full four hundred and seventy pounds of charge. The detonation killed Howard and Edwards and scatted debris for two hundred yards in each direction along the beach. Ensign Howard was the first U.S. Navy mine disposal person killed. Investigation by the officer intended to assist, if Edwards had waited, revealed that the mine did not have a new anti-tampering device, but an old and previously unknown one. The U.S. Navy Bomb Disposal Intelligence Bulletin published 1 Nov 1944 noted that regardless of mechanical events "the fact remains that the tragedy can be definitely and directly attributed to an utter disregard for established and proven RMS Procedure."