Jason St. Julian, a talented yet troubled DJ with a gambling problem. As St. Julian is sleeping, Crash & Nut break into his apartment to collect a debt, since St. Julian doesn't have the money, he gets a week to repay it. One night while DJing an underground party, St. Julian runs into Danny Simon & his girlfriend Monica, Simon tries to convince St. Julian to DJ at his club, but he refuses to do so because of Simon was responsible for sending St. Julian to jail. Moments later, the party is broken up by the police and St. Julian is arrested for his part. While being interrogated, St. Julian meets Marcus Caldwell, a crooked cop, who blackmails him into DJing for Simon. While at Simon's club, St. Julian begins to flirt with Monica, Simon sees this, he threatens Jason harm if he so much as breathes on her. St. Julian & Monica, now a couple devise a plan by stealing $400,000 from Simon by making it look like a robbery, While holding onto the money, St. Julian meets Monica at a motel, they celebrate by drinking champagne and throwing the money in the air & making love. As St. Julian is sleeping, Monica takes the money and flies off to Cancun. Caldwell goes to St. Julian's room and berates him for letting Monica take the money as she went to the police and told what actually happened. Caldwell tells Jason to get the money backor else. As St. Julian tries to find Monica, Simon kills Monica's sister & while St. Julian goes to his apartment, Simon's goons follow him there, while getting info about Monica, Jason's friend Frank offers to go to Jason's apartment to get the "stash". While in the apartment, Simon's goons returns there and finds Frank hiding. Frank is asked where St. Julian is but Frank refuses to say and he gets severely beaten & ends up in the hospital. St. Julian finds Monica in Cancun, he follows her to her hotel room and proceeds to take back the money while she's taking a shower. When she gets out, St. Julian stands before her holding the money, Monica pulls out her gun in an attempt to kill St. Julian, but he's taken the bullets out. Left with no other options, Monica throws herself at Julian but this does not work. St. Julian prepares to leave and he lets Monica know that Simon killed her sister. As Simon and his associate Shorty proceed to head back to his office, They find St. Julian in there and demand why he's there. Shorty pulls out his gun but Jason reminds him that if he's killed, then he'll never know where his money is. While this discussion is going on, Caldwell comes in & he feels entitled to the money, apparently Caldwell has been paid a percentage of all the drugs that goes into the club but he wants a bigger cut. Later, a shootout takes place with Simon and Shorty being killed, Caldwell, wounded, forces Jason to walk back to the club at gunpoint. Being in the club, a video is played showing Caldwell killing Simon and Shorty & is promptly arrested. During the last scene, Jason has paid off his debt & Crash & Nut tell him that the only reason they done what they did to him was "just business", Nut tells Jason that "playoffs are starting" but Jason declines the offer and Crash tells him to be careful as others are going to wonder where he got so much money. Nut & Jason have an exchange where Jason exacts revenge for all the pain Nut has caused him. While talking to Quincy, Jason tells him that he's going back to New York, Quincy tells him to be careful and wishes him well in the future. Jason drives to New York and that ends the movie.