Personetics Technologies is a FinTech software company headquartered in Tel Aviv, Israel, with additional offices in New York, London and Singapore. The company utilizes artificial intelligence to analyze customer transaction data in real-time and uses this analysis to deliver personalized financial management information. The solutions are used by banks worldwide, including six of the top 12 banks in North America and Europe.
History
Personetics was founded in 2011 by David Sosna and David Govrin. In 2014, the company was named a Cool Vendor by Gartner. In 2015 the company appeared on KPMG’s Fintech100, a list of the most innovative companies worldwide. In 2016, it was part of the Fintech 50 list published by FinTechCity.
Products
The Personetics "Self-Driving Finance" platform comprises three products: Act, Engage, and Assist. "Act" is an automated, algorithmic-based money management solution. It allows bank customers to define their financial goals, then suggests the optimal way to achieve these goals. "Engage" provides bank customers with personalized financial guidance, incorporating predictive insights and advice. "Assist" is an AI-driven chatbot, combining conversational AI capabilities, domain specific machine learning based advisory services, and knowledge of consumer banking and finance industries.
Partners
Personetics solutions are white-labeled by several of the world’s largest banks to provide personalized self-driving finance capabilities to the bank customers through their web and mobile apps. In September 2017, Personetics and the Royal Bank of Canada announced two new financial guidance services, NOMI Insights and NOMI Find & Save, delivered through the bank's mobile app. In 2018, Wells Fargo confirmed its new mobile Predictive Banking capabilities are powered by Personetics. Also in the same year, UK challenger banks Metro Bank and Tandem have launched Self-Driving Finance capabilities based on Personetics’ solutions. Additional confirmed Personetics bank partners also include AXA Bank, BNP Paribas, Banca Transilvania, Israel Discount Bank, First International Bank of Israel, and United Overseas Bank.
