After studying at the Royal Academy, he toured British provinces for four years performing in stock theater. He went to Hollywood, California and took a job with CBSRadio, where he performed in a number of plays on the air, specializing in Shakespearean roles. In 1937, a Metro-Goldwyn-Mayertalent scout heard him in one of these broadcasts and arranged an interview. Terry made a screen test and was awarded a contract with the studio. Among his motion picture appearances, he had a bit part in the movie Mannequin starring Joan Crawford. Two years later he signed with Paramount, where he starred in The Parson of Panamint, The Monster and the Girl. He then did supporting roles in Wake Island and Bataan, the work on the latter occurring when he was on "loan-out" to MGM. During World War II Terry was classified "4F" unfit for military service due to defective vision. When he left Paramount, he signed with RKO and was in Music in Manhattan, George White's Scandals, Pan-Americana, Born to Kill and the lead in Seven Keys to Baldpate. Phillip Terry appeared in more than eighty movies over the span of his career. Many of the early roles were small and often uncredited. But in the 1940s, he received bigger and more numerous roles in some quality movies, such as The Lost Weekend starring Ray Milland, and To Each His Own starring Olivia de Havilland, who won one of her Oscars for her role in the film.
Investing
When his career began to slide in the late 1940s he turned his attention to real estate. He was a good salesman and investor, and eventually became very wealthy.
Despite her status as a single parent, in 1939 she began adoption proceedings for a baby girl, whom she named Joan Crawford, Jr. Months later Joan changed the child's name to Christina.... During she adopted a second child — a boy — and named him Phillip Terry, Jr. Following her 1946 divorce from Terry, she renamed the boy Christopher Crawford.
Terry later married Rosalind Lee, who was not an actress; they remained married until his death.
Later years
Terry never completely abandoned acting. During the 1950s, 1960s and early 1970s, he took on occasional movie roles. Some of his better B movies from this period include The Leech Woman, with Grant Williams, and The Navy vs. the Night Monsters, with Mamie Van Doren. Sometimes he would accept television roles and was in episodes of The Name of the Game and Police Woman. He also made five guest appearances on Perry Mason, including the role of murder victim Robert Doniger in the 1960 episode, "The Case of the Gallant Grafter", and he played murderer Lawrence Kent in the 1961 episode, "The Case of the Resolute Reformer". In 1973, he retired and moved to Santa Barbara, California. He suffered the first of a series of strokes in 1978. Because of the strokes, he lost his mobility and communication and was an invalid for several years before his death at the age of 83. Terry died at his home in Santa Barbara. His ashes were scattered in the Pacific Ocean.