Zhou Tai was from Xiacai County, Jiujiang Commandery, which is present-day Fengtai County, Anhui. Around the early 190s, he and Jiang Qin came to serve Sun Ce, who was on a series of conquests in the Jiangdong region. Zhou Tai was faithful and polite. He also made contributions by fighting in various battles under Sun Ce's banner. When Sun Ce occupied Kuaiji Commandery after the commandery's Administrator, Wang Lang, surrendered to him, he appointed Zhou Tai as a Major of Separate Command and put him in command of some troops.
Saving Sun Quan
Sun Ce's younger brother, Sun Quan, favoured Zhou Tai so he requested for Zhou to be transferred to his unit. Once, when Sun Ce was away on a campaign against some bandits who had emerged in the six counties of Kuaiji, Sun Quan was left in Xuancheng County with less than 1,000 men. Out of negligence, Sun Quan did not set up defence posts, so when thousands of bandits suddenly attacked Xuancheng, he attempted to flee. However, by then, Sun Quan had already been surrounded by the bandits, who attacked him and slashed at his saddle, causing much panic among his men. Only Zhou Tai, with his spirits roused, rushed to protect Sun Quan, emboldening those near him and making them able to fight again. When the bandits finally dispersed, Zhou Tai had sustained 12 deep wounds all over his body and he took a long time to recover. If Zhou Tai was not there on that day, Sun Quan would have surely perished. Zhou Tai's act of bravery was greatly appreciated by Sun Ce, who appointed him as the Chief of Chungu County.
In 199, Zhou Tai followed Sun Ce to attack Liu Xun at Wan County and Huang Zu at Jiangxia Commandery. When he returned from the campaigns, he passed by Yuzhang Commandery and was appointed as the Chief of Yichun County. The residents in the counties under his governorship provided him with the necessary funding and supplies for his troops.
Service under Sun Quan
Sun Ce was assassinated in 200 CE while he was out on a hunting expedition and was succeeded by Sun Quan. In 208, Zhou Tai participated in the Battle of Jiangxia against Huang Zu. Later that year, Zhou Tai fought at the Battle of Red Cliffs under the command of Zhou Yu and Cheng Pu, and the allied forces of Sun Quan and Liu Bei scored a major victory over Cao Cao's forces. Zhou Tai was also involved in the Battle of Jiangling, a follow-up to Red Cliffs, and Sun Quan's forces defeated Cao Cao's general Cao Ren and captured Nan Commandery. After the battles, Zhou Tai was ordered to garrison at Cen County.
In 217, Cao Cao launched another attack on Sun Quan, leading to the Battle of Ruxu. Zhou Tai participated in the defence of Ruxu, and Sun Quan's forces succeeded in driving back the invaders. After Cao Cao's retreat, Zhou Tai was appointed General Who Pacifies Barbarians and was ordered to remain behind to guard Ruxu. At the time, Zhu Ran and Xu Sheng were also stationed at Ruxu and were Zhou Tai's subordinates, but they were reluctant to submit to Zhou's command. Sun Quan made a special trip to Ruxu and he threw a party for all the military officers there. Sun Quan personally served wine to Zhou Tai and asked him to undress. He pointed at every scar on Zhou Tai's body and asked Zhou about it, whereupon Zhou would relate stories of the battles he fought in. At the end, Sun Quan told Zhou Tai to put on his clothes and they revelled through the night. The following day, Sun Quan instructed a herald to grant Zhou Tai his imperial parasol. The Jiang Biao Zhuan further described this incident as follows: Zhu Ran, Xu Sheng and the other officers were impressed with Zhou Tai and they submitted to his command.
In 219, Sun Quan sent his general Lü Meng to invade and seize Liu Bei's territories in Jing Province, which were defended by Guan Yu. After the success of the invasion, Sun Quan planned to attack Liu Bei in Shu so he appointed Zhou Tai as the Administrator of Hanzhong Commandery even though Hanzhong was still under Liu Bei's control then. He also appointed Zhou Tai as General of Vehement Might and awarded him the title "Marquis of Lingyang".
Death
Zhou Tai died sometime during the Huangwu era in Sun Quan's reign. His year of death was not specified, but the Australian sinologist Rafe de Crespigny estimated it to be around 223.
Descendants
Zhou Tai's son, Zhou Shao, was appointed as a Cavalry Commandant and commanded some troops. He fought in the Battle of Ruxu of 222–223 against the Wei general Cao Ren and made contributions in battle. Later in 228, he participated in the Battle of Shiting under Lu Xun's command, which saw a victory for Wu forces over the Wei army led by Cao Xiu. Zhou Shao was promoted to Major-General for his achievement. He died in 230 and was succeeded by his younger brother, Zhou Cheng, who inherited his military appointment and their father's marquis title.