Muhammad Taqi Usmani
Muhammad Taqi Usmani is a Pakistani Islamic scholar and former judge who is Vice President and Shaykh al-Hadith at Darul Uloom Karachi. An intellectual leader of the Deobandi movement, he has authored more than 80 books in Urdu, Arabic and English, including a translation of the Qur'an in both English and Urdu as well a 6-volume commentary on the Sahih Muslim in Arabic, having written and lectured extensively on hadith, and Islamic finance. He chairs the Shariah Board of the Bahrain-based Accounting and Auditing Organization for Islamic Financial Institutions. He is also a permanent member of the Jeddah-based International Islamic Fiqh Academy, an organ of the OIC.
In Pakistan, Usmani served as a scholar judge on the Shariat Appellate Bench of the Supreme Court from 1982 to 2002, and on the Federal Shariat Court from 1981 to 1982. From 1977 to 1981 he was a member of Zia's Council of Islamic Ideology and was involved in drafting the Hudood Ordinances.
Early life and education
Muhammad Taqi Usmani was born on 5 Shawwal 1362 AH in the city of Deoband in Saharanpur district, United Provinces, British India. He was the fifth and youngest son of Mufti Muhammad Shafi. With his full nasab, he is Muhammad Taqi ibn Mufti Muhammad Shafi ibn Shaikh Muhammad Yasin ibn Khalifah Tahsin Ali ibn Miyanji Imam Ali ibn Miyanji Hafiz Karim Allah ibn Miyanji Khair Allah ibn Miyanji Shukr Allah. The forefathers of Miyanji Shukr Allah are unknown, but the family claims descent from Uthman, the third caliph and a companion of the Islamic prophet Muhammad, hence the nisbat "Usmani".Usmani was born to several generations of educators. The title "Miyanji" applied to several of his ancestors indicates that they were teachers. His grandfather Muhammad Yasin taught Farsi at Darul Uloom Deoband. Born the year before the madrasah's founding, he had been one of its first students and studied with some of its early teachers including Muhammad Yaqub Nanautawi, Sayyid Ahmad Dihlawi, Mulla Mahmud Deobandi, and Mahmud al-Hasan Deobandi. Usmani's father Muhammad Shafi was also a product of the Deoband seminary. He taught there for several decades and held the post of chief mufti.
In 1948, when Usmani was four years old, his father immigrated the family from Deoband to Karachi, Pakistan. Since there was not a madrasah nearby, Usmani's primary education began at home under his parents. He was later enrolled in Darul Uloom Karachi after Mufti Shafi founded the school in 1950. After completing his primary education, he began his formal religious training in the Dars-i Nizami curriculum in 1953. He passed the Fazil-i Arabi with distinction in 1958, and received his Alimiyyah degree with distinction from Darul Uloom Karachi in 1959. He then obtained his Takhassus degree in fiqh and ifta from Darul Uloom Karachi in 1961, earning the title of "Mufti". Usmani continued his education at the University of Karachi, obtaining a Bachelor of Arts in economics and politics in 1964, then a Bachelor of Laws with second-class honours in 1967. In 1970 he obtained a Master of Arts with first-class honours in Arabic language and literature from the University of Punjab.
Teachers
Usmani received teaching licenses to teach hadith from Islamic scholars including Muhammad Shafi, Muhammad Idris Kandhlawi, Qari Muhammad Tayyib, Saleemullah Khan, Rashid Ahmad Ludhianvi, Sahban Mahmud, Zafar Ahmad Usmani, Muhammad Zakariya Kandhalvi, Hasan al-Mahshat, Abd al-Fattah Abu Ghuddah, Abi Al-Faid :id:Muhammad Yasin Al-Fadani|Muhammad Yasin Al-Fadani Ash-Shafi'i, and others.Islamic Economics
Usmani pioneered the concept of Islamic banking in Pakistan when he established the Meezan Bank. Usmani has authored books in Arabic, Urdu, and English on Islamic topics in addition to articles on Islamic banking and finance published in journals and magazines.According to The Muslim 500: "Usmani's chief influence comes from his position as a global authority on the issue of Islamic finance."
Awards and honors
- 2004: Emir Muhammad bin Rashid Al Maktum Award
- 2010: Wisam al-Istiqlal, 1st class, conferred by the King of Jordan
- 2011: King Abdullah II Award
- 2011: Lifetime Achievement Award, Islamic Business & Finance Magazine
- 2014: Islamic Development Bank Prize in Islamic Banking and Finance
- 2016: Lifetime Achievement Award, Islamic Finance Forum of South Asia
- 2017: The Global Islamic Finance Report ranks Usmani 2nd most influential person in the global Islamic financial services industry
- 2017: Lifetime Achievement Award, Islamic Finance Excellence Awards, Center of Islamic Finance at COMSATS Institute of Information Technology, Lahore
- 2019: Sitara-i Imtiaz in the field of public service, conferred by the President of Pakistan
- 2019: The Royal Islamic Strategic Studies Centre ranks Usmani 1st in the 2020 edition of The 500 Most Influential Muslims. He has been included in the top 50 in every edition of the publication since its inception in 2009.
Academia
Personal Views
Usmani strongly opposes elements of explicit modernity, which he describes as engulfingthe whole world in the tornado of nudity and obscenity, and has provided an excuse for fornication, and more so it has led under thunder claps to the passage of a bill in the British House of Commons to legalize homosexuality. It is in the shadow of the same modernity that Western women are openly displaying banners on the streets demanding legalization of abortion
At a religious conference in 1984, he urged a more "dynamic attitude" towards the practice of ijtihad, arguing there is no shortage of fine minds capable of interpreting the sharia, but warning against the contamination of sharia by Western ideas such as the elimination of hudud penalties such as amputation and stoning.
Current positions held
Positions held
Position | Organisation | From | to |
Judge | Shariat Appellate Bench, Supreme Court of Pakistan | 1982 | 2002 |
Chairman | Centre for Islamic Economics, Pakistan | 1991 | now |
Judge | Federal Shariat Court of Pakistan | 1980 | 1982 |
Member | Syndicate University of Karachi | 1985 | 1988 |
Member | Board of Governors, International Islamic University Islamabad | 1985 | 1989 |
Member | International Institute of Islamic Economics | 1985 | 1988 |
Member | Council of Islamic Ideology | 1977 | 1981 |
Member | Board of Trustees International Islamic University, Islamabad | 2004 | 2007 |
Member | Commission for Islamisation of Economy of Pakistan | ||
Member Shariah Board | Bank of Khyber, Pehawar | ||
Member Shariah Board | Dow Jones Index, New York | ||
Member Shariah Board | HSBC Amanah Finance Dubai | ||
Member Shariah Board | Swiss Re Takaful, Switzerland | ||
Member Shariah Board | Bank Islami | ||
Member Shariah Board | Dubai Bank | ||
Member Shariah Board | Robert Fleming Oasis Fund, Luxemburg | ||
Member Shariah Board | AL Bakarah Group Jeddah | ||
Member Shariah Board | ABC Investment Bank |
Arabic
Books
Articles, essays, and scholarly papers
As contributor
In translation
Urdu
As author
As contributor
English
As author
- The Authority of Sunnah. Karachi: Idaratul Quran, 1990.
- Islamic Months: Merits and Precepts. Karachi: Idaratul Maarif, 1996.
- The Language of the Friday Khutbah. Karachi: Idaratul Maarif, 1998.
- An Introduction to Islamic Finance. Karachi: Idaratul Maarif, 1999. Extracts published elsewhere:
- * "The Concept of Musharakah and Its Application as an Islamic Method of Financing." Arab Law Quarterly. 14. 1999.
- * "The Principal of Limited Liability". In Usmani, Muhammad Imran Ashraf. Meezan Bank's Guide to Islamic Banking. Karachi: Darul Ishaat, 2002.
- * "Musharakah and Mudarabah as Modes of Finance". In Khan, Salar. Islamic Banking & Finance: Shariah Guidance on Principles and Practices. Kuala Lumpur: Noordeen, 2008.
- Contemporary Fataawa. Durban: M.S. Omar, 1999. A collection of English fatwas previously published in the monthly al-Balagh International. Compiled and edited by Mahomed Shoaib Omar.
- The Historic Judgment on Interest Delivered in the Supreme Court of Pakistan. Karachi: Idaratul Maarif, 2000. Section written by Usmani in the judgement delivered by the Shariat Appellate Bench on 23 December 1999.
- The Meanings of the Noble Qur'an with explanatory notes. Karachi: Maktaba Ma'ariful Quran, 2006. Includes index by Muhammad Yousuf Ghani.
- "Post Crisis Reforms: Some Points to Ponder". Paper presented at the World Economic Forum Annual Meeting 2010, Davos. Published in book form as Causes and Remedies of the Present Financial Crisis from Islamic Perspective. Karachi: Maktaba Maariful Quran. New edition published as Causes and Remedies of the Recent Financial Crisis from an Islamic Perspective. London: Turath Publishing, 2014.
As contributor
- Muhammad Shafi Deobandi. Ma'ariful Qur'an: A Comprehensive Commentary on the Holy Qur'an. Translated by Muhammad Hasan Askari, Muhammad Shameem, Muhammad Wali Raazi Usmani, Muhammad Ishrat Husain, Ahmed Khaleel Azeez. edited, and revised with an Introduction by Muhammad Taqi Usmani. Karachi: Maktaba Darul Uloom, 1995–2004. 8 vols. From Ma‘ārif-ul-Qur’ān. This. About half of the Qur'aanic Aayaats were also translated by the editor.
- Rahmatullah Kairanawi. Izhar ul-Haqq, translated by Muhammad Wali Raazi. The Qur'anic verses were translated by Muhammad Taqi 'Usmani along with a few of his footnotes.
- Mufti Muhammad Naeem. The Deviated Sects and the Straight Path of Islaam - The book is translated by Muhammad Muhammadi.
In translation, as author
- The Rules of I'tikaf. Translated by Mahomed Shoaib Omar. 1985. From Aḥkām-i i‘tikāf.
- What is Christianity? Translated by Mahomed Shoaib Omar. 1987. From ‘Īsā’īyat kyā he?.
- Our Socio-Economic Order. Translated by Shakir Rizwani. 1990. From Hamārā mu‘āshī niz̤ām.
- Easy Good Deeds. Translated by Jamil Naqvi. Karachi: Darul Ishaat, 1993. From Āsān naikiyāṉ. Other translations:
- * Easy Good Deeds. Translated by Javed Iqbal, takhrij by Muhammad Tayyab and Javed Iqbal, edited by Taqi Usmani and Prince Ghazi ibn Muhammad, with a new foreword by Taqi Usmani. London: Turath Publishing, 2016.
- Islam and Modernism. Translated by Mohammed Swaleh Siddiqui, revised and edited by Mohammad Wali Raazi. Karachi: Darul Ishaat, 1995. From Islām aur jiddat pasandī.
- "Methods of House Building Financing according to the Shari'ah". In Mahdi, Mahmoud Ahmad. Islamic Banking Modes for House Building Financing. Jeddah: Islamic Research and Training Institute, Islamic Development Bank. 1995. From "al-Ṭuruq al-mashrū‘ah lil-tamwīl al-‘aqārī".
- Live Like Brothers, Deal Like Strangers. Ispingo Beach: Madrasah Taleemuddeen, 1996. From "Mu‘āmalat kī ṣafā’ī aur tanāzu‘āt". al-Balagh. July 1994.
- The Legal Status of Following a Madhab. Translated by Mohammad Amin Kholwadia, edited by Muhammad Dhakir Shaikh. Karachi: Zam Zam Publishers, 1998. From Taqlīd kī shar‘ī ḥais̱iyat. Other translations:
- * The Legal Status of Following a Madhab. Translated by Rafiq Abdur Rehman. Karachi: Darul Ishaat, 2003.
- Discourses on Islamic Way of Life. From Iṣlāḥī khuṭbāt. Editions:
- * Karachi: Darul Ishaat, 1999. 10 vols. Covers the first 10 volumes of Iṣlāḥī khuṭbāt.
- * Karachi: Darul Ishaat, 2008. 6 vols. Covers the first 16 volumes of Iṣlāḥī khuṭbāt.
- * Extracts published separately:
- ** A Call to Allah. Karachi: Darul Ishaat, 2009.
- ** Divine Gifts. Karachi: Darul Ishaat, 2009.
- ** A Guide to Perfection. Karachi: Darul Ishaat, 2009.
- ** In the Footsteps of the Beloved. Karachi: Darul Ishaat, 2009.
- ** Islam in Today's World. Karachi: Darul Ishaat, 2009.
- ** An Outlook on Life. Karachi: Darul Ishaat, 2009.
- ** Preserving the Deen. Karachi: Darul Ishaat, 2009.
- ** Resisting the Evils in Society. Karachi: Darul Ishaat, 2009.
- ** Rights and Responsibilities. Karachi: Darul Ishaat, 2009.
- ** Salah: A Unique Meeting. Karachi: Darul Ishaat, 2009.
- ** Self Management. Karachi: Darul Ishaat, 2009.
- ** Solutions to Domestic Conflicts. Karachi: Darul Ishaat, 2009.
- ** A Successful Believer. Karachi: Darul Ishaat, 2009.
- ** To Preach and Practice. Karachi: Darul Ishaat, 2009.
- An Approach to the Quranic Sciences. Translated by Mohammed Swaleh Siddiqui, revised and edited by Rafiq Abdur Rehman. Karachi: Darul Ishaat, 2000. From ‘Ulūm-ul-Qur’ān.
- Sayings of the Prophet. Translated by Rafiq Abdur Rehman. Karachi: Darul Ishaat, 2000. From Ḥuẓūr ne farmāyā.
- Spiritual Discourses. Karachi: Darul Ishaat. 4 vols. From Iṣlāḥī majālis.
- Radiant Prayers. Translated by Muhammad Shameem. Karachi: Maktaba Ma'ariful Quran, 2004. From Purnūr du‘ā’eṉ.
- Legal Rulings on Slaughtered Animals. Translated by Abdullah Nana. Karachi: Maktaba Darul Uloom, 2005. From Aḥkām al-dhabā’iḥ. Other translations:
- * The Islamic Laws of Animal Slaughter. Translated by Amir A. Toft. Santa Barbara: White Thread Press, 2006.
- "The Islamization of Laws in Pakistan: The Case of Hudud Ordinances". The Muslim World. Volume 96, Issue 2. April 2006. From Ḥudūd Ārḍīnans: ek ‘ilmī jā’izah.
- Amendments in Hudood Laws: The Protection of Women's Rights Bill: an Appraisal. Translated by Shafaq Hashemi. Islamabad: Institute of Policy Studies, 2006.
- "Sukuk and their Contemporary Applications". Translated by Yusuf Talal DeLorenzo. . From "al-Ṣukūk wa-taṭbīqātuhā al-mu‘āṣirah".
- The Sanctity of Human Life in the Qur'an and Sunnah. Translated by Shakir Jakhura. Karachi: Maktaba Ma'ariful Quran, 2010. From Qatl aur khānah jangī.
- Beyond the World. Translated by Yaqeen Ul Haq Ahmad Sikander. 2010. From Dunyā ke us pār.
- The Great Scholars of the Deoband Islamic Seminary. Translated by Abdul Rahim Qidawi, edited by Ibrahim Morrison and Andrew Booso. London: Turath Publishing, 2013. From Akābir-i Deoband kyā the?.
- Islam and Politics. Translated by Z. Baintner, edited by Muhammad Isa Waley, foreword by Prince Ghazi ibn Muhammad. London: Turath Publishing, 2016. From Islām aur siyāsī nazarīyāt.
In translation, as co-author
- Muhammad Taqi Usmani, Sami-ul-Haq. Qadianism on trial: The Case of the Muslim Ummah against Qadianis presented before the National Assembly of Pakistan. Translated by Muhammad Wali Raazi. Karachi: Maktaba Darul Uloom, 1977. From Qādiyānī fitnah aur millat-i Islāmīyah kā mu’aqqaf.
- Muhammad Shafi, Muhammad Taqi Usmani. The Issue of Interest Including Commercial Interest. Karachi: Darul Ishaat, 1997. In which the second part, "Commercial Interest", is authored by Taqi Usmani. From Mas’alah-yi Sūd.
Quotes
“Since wealth is the property of God, humanity does not have autonomy in this ownership but through the specific path He has instituted in the Islamic Shari ‘ah.”
“Nothing destroys one’s respect in the hearts of others more than greed.”